Miramar Florida

Public Insurance Adjuster

-We fight the insurance company for you

-We don’t get paid unless you do

-No upfront costs

-We get you more MONEY on your claim

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Public Adjuster Miramar Florida

Located in the south portion of Broward County against the Atlantic coast, Miramar, Florida is part of the Miami metro area which is home to almost six million people.

Miramar was was established in the early ’50s with the goal of an affordable place to live. Of the many other benefits, it is easy to get to both Miami and Ft Lauderdale, making it the perfect place to build a home. Today, Miramar offers a wide variety of neighborhoods that are close to many of the state’s most popular recreation sites.

Miramar FL Insurance Claims Adjusters

Miramar residents also have another benefit by having access to a professional Public Adjuster Service in case you ever experience a catastrophic loss to your home or business. When you need to file an insurance claim for property damage, we can come in and take over the claims process. We handle everything from the initial damage assessment all the way to the final settlement check being issued.

Our Florida State Certified Insurance Adjusters work on your behalf against the insurance company. Whatever stage of the insurance claims process you find yourself in, even if you have been denied, give us a call and let our insurance experts offer guidance and support to maximize your claim.

Did you know that hiring a public adjuster in Miramar can increase your payout by a whopping 700%?! When you realize that the insurance company is never concerned for your best interest, you should call the professionals so we can move your claim in the right direction.

Most insurance policyholders know very little about their policy, save for the broad coverage language and how much they pay each month. When filing a claim, it is critical to have someone on your side that understands the intricate details of your policy and has the experience to help you navigate all the potential pitfalls and mistakes of the claims process. Hiring a Professional Claims Adjuster in Miramar ensures that you can be confident your claim is being handled by the best Public Adjuster in Miramar. Not only do we help you understand your coverage, we also take the reigns and handle your claim every step of the way.

Understanding Indemnity

The indemnity principle is the concept that the policyholder is fully restored to their prior to loss condition, and is in no way in worse condition by the settlement offered to restore the damages that have been incurred. Our Miramar Public Adjusters work for you to make sure this principle stays intact throughout your claim. And unless you’re an insurance expert, it isn’t likely you can fully protect yourself from the tactics of the insurance company.

Insurance Company Language

You likely already know, but your conversations with the insurance company on the telephone are typically recorded. The reason they do this is so that they can use the things you tell them against you during the claims process. Not only do they employ their own adjusters, they have a team of lawyers on standby to ensure that they protect the bottom line at all costs. They are always looking for a reason to deny your claim, and these recorded calls are one of the ways they do it. At the end of the day, insurance is a business and they are out to make money. They aren’t going to go the extra mile to make sure you understand your coverage. Fortunately, when you hire Miramar’s best Public Adjuster, you have the same expertise working for you, not against you.

Martins & Associates Public Adjuster

Hurricane Damage Claims Miramar

Hurricane damage comes in many different forms and the amount if damage can vary greatly. From wind damage to roofs and structures to flooding and water damage due to storm surges, your insurance coverage is a vital part of the rebuilding process. Insurance companies don’t offer simple hurricane insurance that covers all the damage that a hurricane can cause. Instead, they break up the coverage by type of damage, and make it very complicated in the process. Having a policy that covers water damage doesn’t mean you’re covered for flooding, and vice-versa.

To start the recovery process after a hurricane, it’s important to remember that the claim starts the moment you call the insurance company. Once they have the initial information, they will send out an adjuster to assess the damage and try to settle as quickly as possible. Never accept the first settlement offer that an insurance company gives. Before you even call the insurance company, call our expert Miramar Public Adjusters to get your claim started right.

We have years of experience in the insurance industry, and we know how to handle hurricane damage claims. So whether you have an open claim from a recent storm, or even a claim you would like to reopen, call us today and we’ll explore all your options together. Our goal is to get a settlement you can feel good about in a time frame that works for you.

When a storm is coming, there are some essential steps you can take to minimize damage to your personal belongings and property. Look around your property and make sure that nothing is left out that can turn into flying debris. Things like patio furniture, play sets, garden sheds, and even certain types of fencing should be brought inside or secured somehow to make sure they don’t become projectiles. You’l no doubt seen footage of boats flying across the street and even cars being picked up and thrown around. Take every precaution to ensure that doesn’t happen to you. Never underestimate the potential damage a hurricane can cause.

The next important step is to secure your doors and windows with some type of shutter or boarding. This will keep the “envelope” of your home sealed and prevent serious roof and structural damage.

Settling a hurricane damage claim isn’t something people want to deal with in the aftermath of a big storm. Often, insurance companies will hire and send independent adjusters in an attempt to settle claims on the spot. This is a terrible practice, but remember, you don’t have to accept anything from them or even talk to them, for that matter. The moment you get the chance, call one of our Professional Public Adjusters in Miramar to come evaluate your property. We’ll be on your side helping you through the process from start to finish.

Insurance Claims Adjusters in Miramar

At the end of the day, we are here to represent you, not the insurance company. Everything the insurance company does is to protect their interests The claim forms, documentations, and even the phone calls are designed to help them pay as little as possible. And if you want help dealing with these insurance companies, you either hire an attorney or a Certified Miramar Public Adjuster.

We only get paid if you do, so you have nothing to lose by calling us today for more information. Make sure you are protected in the event of a tropical storm or hurricane.

*According to the Florida Legislation Office -OPPAGA, insurance policy holders who hired a public adjuster for non-catastrophic damage claims received 574% more money than those who did not. And policy holders who hired a public adjuster for Hurricane damage claims received 747% more money than those who did not.

Martins & Associates Public Adjuster

Water Damage Claims Miramar FL

Water damage can come in many different forms, and can happen at any time of day or night. Owning property in Florida puts you at risk not only for typical water damage sources such as busted water pipes, sewage backup, plumbing leaks, and similar events, but you are also at risk for flooding and rain damage.

Water damage can be very destructive and immediately ruins many things like wood flooring, trim, carpeting, electronics, bedding, and more. Water damage losses are among the most common insurance claims reported, especially in Florida. The causes of water damage can also come in many forms such as:

Roof leaks

Supply/Drain Lines

Water Heater Leaks

A/C Leaks

Many structures in and around Miramar and Broward County are older, making them more susceptible to damage of any kind. If you have experienced water damage of any kind, you should never have to pay out of pocket to repair the damage. Your insurance policy provides coverage for most common types of water damage and any personal property that is lost as well. When you’ve experienced water damage, it’s critical to act fast and follow the proper steps:

The first thing you need to do is start drying out the structure and remove anything that is completely lost in order to prevent possible mold contamination. If the water damage is due to a supply line, first shut off the main valve and avoid water that may have come in contact with electrical equipment. Document the damage by taking as many pictures as you can, and if you can get video recording of the damaged property offer as evidence.

Call our Miramar Public Adjusters Immediately For A Free Inspection

You should immediately call an experienced public adjuster within 24 hours to inspect your property. Our public adjusters can identify the source of the water damage such as a leak, and we will work with plumbers, electricians, A/C techs, mitigation companies, water restoration companies, mold removal companies and other professionals to fully repair the damages.

Once the restoration process is started, we’ll guide you through the insurance claim process, as the policy language can be very technical and difficult to understand. Make sure you save all documentation related to your loss including invoices, receipts, restoration company invoices and any other relevant information.

Our Miramar Public Adjusters works for you, and we work to get you the biggest possible insurance settlement for repairing your property. The insurance company has experienced adjusters that will visit your property to assess the damage, but they’re only looking to pay out as little as possible. They’re looking out for the insurance company’s interests in any attempt to save in payouts adds to their bottom line. Your Miramar Public Adjuster looks out for your best interests to ensure maximum compensation towards your complete restoration and repair.