Jacksonville Public Adjuster

-We fight the insurance company for you

-We don't get paid unless you do

-No upfront costs

-We get you more MONEY on your claim

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Jacksonville Public Adjuster

Our Public Adjusters are professional licensed insurance adjusters who work for you, the policyholder by helping guide you through filing, appraising and negotiating an insurance claim. Licensed Florida Public Adjusters are the only insurance professionals that are legally allowed to represent policyholders during the insurance claim filing process.

The State of Florida requires every Public Adjuster to be licensed in order to represent policyholders. A Public Adjuster can only work with residential or business property damage insurance claims. Our Jacksonville Public Adjusters are required to go through rigorous training and pass certification exams on many different aspects of handling and processing claims.

Best Insurance Adjuster in Jacksonville

Public Adjusters are paid based on a contingency basis as a percentage of the final settlement. And since our fee is dictated by our level of success in these negotiations, we have extra motivation to get the best settlement available. It is no surprise to realize a significant increase in the final settlement amount after hiring a certified Public Adjuster. Our main goal is to maximize your final payout through providing adequate proof, coverage analysis and expert negotiations. The primary duties of a certified Public Adjuster in Jacksonville are:

  • To do a thorough analysis of your insurance coverage to determine which damages can be filed for your claim
  • Evaluate your existing insurance coverage to make certain you have the best coverage for your home or business needs
  • Draft thorough and accurate estimates for any property damage to your home or business
  • Handle all negotiations for the insured policyholder in order to get the highest possible settlement
  • Offer a complimentary consultation and review of the policyholder’s property to identify damage the insurance company may have missed

Jacksonville Insurance Claim Adjusters

Our insurance adjusters are trained professionals with experience documenting property damage losses and evaluating insurance claims. We know insurance claims and we have the experience necessary to work alongside the insurance companies and ensure that you get the maximum settlement for all property damages, both seen and unseen.

Public Adjusters are the only insurance professionals who are licensed to represent you, the insured, in this detailed, technical, political, and complex claims process. The insurance companies use their own employees to adjust claims the way their employer desires. Sometimes they hire independent claims adjusters to work for them to help process and submit property damage claims. The insurance company's hired adjusters have been highly trained to measure and evaluate your claim to their specifications without regard to your situation. Without a Licensed Florida Public Adjuster on your side, it’s your responsibility to interact and negotiate with the insurance company and their professionals.

Unless you are a licensed adjuster, you won’t know all your options, possess the training, knowledge, or experience, and likely don’t even have the time to deal with the insurance company and keep up with their demands like one of our certified Jacksonville Public Adjusters are able to.

DV Total Claims, local public adjuster

Do I Need A Public Adjuster?

The most common mistake people make in the claims process is  failing to enlist the help of a professional Public Adjuster before the insurance company takes control of the claim. When you try taking this path, you’ll quickly realize that the frustration and constant delays coupled with the low and insulting settlement offers are a clear sign that you need to call a certified Jacksonville Public Adjuster to facilitate your claim.  By trying to avoid the Public Adjuster's fee you might think you can handle the claims process on your own or that the insurance company will treat you fairly and give you an adequate settlement.  

There is a certain point when it’s too late for even a Public Adjuster to help.  Though we can still help at this point, we may not be able to effectively reverse the damage that has been done. The only option at this point in the process is to hire an insurance attorney to file a lawsuit against your insurance company for any outstanding damages.  Please be aware that these lawsuits typically don’t have good outcomes, as the same reasons your claim was delayed or denied will also complicate the legal proceedings.

Public Insurance Adjuster Jacksonville, Florida

We can offer professional advice to policyholders with the intention of informing them of all their options and assisting them by evaluating, documenting, preparing and negotiating property damages and losses on your behalf. We meet with the insurance company to provide evidence, negotiate and settle the claim thoroughly and as efficiently as possible. Our extensive knowledge and experience in the insurance industry gives us all the tools to put up a fair fight. We know all the insurance company's tricks and have experience working with contractors, damage restoration companies, insurance appraisers and other insurance company allies, and we know how to successfully deal with each of them. It is an invaluable service you must have in order to have a successful outcome.

Our Public Adjusters offers the following claims services to help you maximize your settlement:

Professional Claims Evaluation:

We help maximize property claims as public adjusters.

In-Depth Coverage Analysis:

We have extensive knowledge of the insurance industry and we can help facilitate questions about what is and is not covered by your insurance policy while at the same time offering sound advice so that you can get a good end result. 

 Expert Damage Evaluation:

Let our experienced property appraisers estimate the damages and losses for your insurance claim so we can accurately put a dollar amount on the claim.

Dealing with disputes between you and the insurance company is also part of our job, and we can offer our expertise in maximizing your settlement under Florida State appraisal statutes and regulations.

Insurance Claim Experts

Our main purpose is to maximize your property damage claims by understanding exactly what is covered in your policy, taking the time to determine the extent of the damage, and to guide you through any difficulty that you might experience throughout the process.

Being insurance professionals in South Florida, we have seen and handled our fair share of insurance claims from the catastrophic hurricane damage. We have handled insurance claims for every major hurricane to hit the state in years past. We have the patience and experience to handle these natural disaster claims in Jacksonville when another hurricane hits. 

DV Total Claims, local public adjuster

Roof Collapse Claims Jacksonville

Many policies include coverage for collapse in instances where it was caused by hidden decay, hidden insect damage, weight of equipment, contents or people. Having your roof collapse is serious and can cause major damage not only to the structure of your home, but can also cause catastrophic damage to your personal belongings. Make sure you call a certified public adjuster in Jacksonville to get your insurance claim started out on the right foot. We’ll make sure every last item is accounted for so that you get the best available settlement.

Commercial Property Damage

Business and commercial insurance plans are often offered as packages that cover physical loss to your property, but also lost business income. So if you have a disaster that causes property loss that inhibits your day to day business operations, your policy will provide reimbursement for any lost income or expenses incurred to keep your business running.

Theft and Vandalism

Whether it seems like childish pranks or not, vandalism is often a serious offense and can cause major property damage that is typically covered under your homeowners policy. Another source of vandalism damages is when tenants are forced to vacate the premises and they trash your property in the process. Theft losses can encompass more than a swift neighbor making off with your online shipment that was left on the porch. All too often, theft involves a home, office, or warehouse being broken into, oftentimes with devastating results. Not only is your valuable personal property stolen, but the thieves may also cause damage to the building when carrying out the act. These types of damages may also be covered under your insurance policy.